Debexpert analytics team reviews portfolio and provides recommendations how to get the highest price for your debt portfolio.
Request Portfilio AnalyticsDebexpert will guide you through the auction setup process and advice auction type, how to divide portfolio into pools and the best time for portfolio selling.
Debexpert engages the best debt buying companies and do the presale. Debt sellers can monitore all activities on a dashboard online.
Hundreds of companies that buy debt will bid for your portfolio online. Sellers can communicate with buyers on Debexpert loan marketplace.
Auction winner and seller close the deal and sign the contract. Payment will be made directly from the buyer.
File exchange and communication logs between debt buyer and seller are end-to-end encrypted on Debexpert loan marketplace.
Are you looking for a portfolio of profitable notes?
Debexpert provides a wide range of real estate and rental portfolios for sale, ensures transparency and trustworthiness of sellers, and guarantees a fair and smooth deal-making process that’s curated by our knowledgeable dedicated managers.
Debexpert analytics team reviews portfolio and provides recommendations how to get the highest price for your debt portfolio.
Request Portfilio AnalyticsDebexpert will guide you through the auction setup process and advice auction type, how to divide portfolio into pools and the best time for portfolio selling.
Debexpert engages the best debt buying companies and do the presale. Debt sellers can monitore all activities on a dashboard online.
Hundreds of companies that buy debt will bid for your portfolio online. Sellers can communicate with buyers on Debexpert loan marketplace.
Auction winner and seller close the deal and sign the contract. Payment will be made directly from the buyer.
File exchange and communication logs between debt buyer and seller are end-to-end encrypted on Debexpert loan marketplace.
Debexpert analytics team reviews portfolio and provides recommendations how to get the highest price for your debt portfolio.
Request Portfilio AnalyticsDebexpert will guide you through the auction setup process and advice auction type, how to divide portfolio into pools and the best time for portfolio selling.
Debexpert engages the best debt buying companies and do the presale. Debt sellers can monitore all activities on a dashboard online.
Hundreds of companies that buy debt will bid for your portfolio online. Sellers can communicate with buyers on Debexpert loan marketplace.
Auction winner and seller close the deal and sign the contract. Payment will be made directly from the buyer.
File exchange and communication logs between debt buyer and seller are end-to-end encrypted on Debexpert loan marketplace.
BHPH loans are the most sensitive to the deterioration of the economy, job losses by debtors, and a decrease in the value of the collateral. Therefore, the sale of Buy Here Pay Here loans is a popular way to reduce risks for lenders because it allows fixing the profitability of loans issued and reduces the chances of non-repayment of debt.
The main advantages to sell BHPH notes are:
BHPH portfolios are in great demand among debt buyers today, which allows them to get reasonable prices when selling performing and non-performing accounts. Debt buyers believe that the contact data of debtors is higher than that of other loans because the loan issuance and debt payment took place at a specific location. There is a high probability that this debtor will have fresh contact information and his place of residence is near the loan issuance, which will simplify the tax repossession, if necessary.
Today, demand for this type of portfolio exceeds the supply, because the share of Buy Here Pay Here loans in the auto loan industry is growing. Debt buyers are happy to consider and buy goods using this type of debt. Suppose institutional debt buyers usually buy auto loans. When companies sell BHPH portfolios, the circle of buyers is broader and includes mid-size retail investors and other BHPH dealerships.
Debt buyers will understand this product, so in evaluating the portfolio, there are no questions as a rule. Therefore, the transaction can be closed in a few days when using a professional intermediary.
We offer several types of auctions for selling real estate portfolios. You can see comprehensive descriptions of lots, check documents and sellers.
Our specialists can help you make the right choice and consult on portfolio details. Every step of the portfolio selling process will be promptly assisted by your dedicated account manager, so you can rely on us.
Debexpert’s network consists of hundreds of sellers – all of them are verified. You can see detailed statistics, such as total debt, median debt, average debt, number of accounts, and so on.
When endless repayment of MCA debt chokes their cash flow, many thousands of companies are forced to file bankruptcy. We provide these company owners with a comprehensive way out of the debt cycle and a definite path to recovering control over their personal finances and their businesses.
The procedure is easy. Our portfolio manager will go in-depth into your particular situation during our free, no-obligation consultation. We will help you figure out whether you can sell MCA debt and guide you through the process of merchant cash advance debt selling step by step.
Selling your business debt is a faster and safer alternative to dealing with merchant cash advance attorneys because you can close your loan in a single payment and avoid hidden fees and extra interest rates.
Today, hundreds of lenders and dealers sell their auto loan portfolios using a forward flow mechanism (fixing the sale price on loans to be issued in the future), making the business's operating model more predictable and sustainable.
All information that is uploaded to and stored on our shared drive is secure. We do not share masked files and other documents with third parties.
Use our incredibly secure online chat to discuss real estate portfolios and deal details. No need to waste time catching up via third-party apps when you and potential sellers can connect directly.
Debexpert’s network consists of hundreds of sellers – all of them are verified. You can see detailed statistics, such as total debt, median debt, average debt, number of accounts, and so on.
When endless repayment of MCA debt chokes their cash flow, many thousands of companies are forced to file bankruptcy. We provide these company owners with a comprehensive way out of the debt cycle and a definite path to recovering control over their personal finances and their businesses.
The procedure is easy. Our portfolio manager will go in-depth into your particular situation during our free, no-obligation consultation. We will help you figure out whether you can sell MCA debt and guide you through the process of merchant cash advance debt selling step by step.
Selling your business debt is a faster and safer alternative to dealing with merchant cash advance attorneys because you can close your loan in a single payment and avoid hidden fees and extra interest rates.
Today, hundreds of lenders and dealers sell their auto loan portfolios using a forward flow mechanism (fixing the sale price on loans to be issued in the future), making the business's operating model more predictable and sustainable.
Many Real estate loan borrowers make a big mistake by delaying payouts. If you don’t want to spoil your credit score and increase interest rates, sell your Real estate loan.
The major reason why debt portfolios are in high demand is easier market entrance in comparison with other industries. Real estate debts are more likely to be paid because people buy property for living and try to cover all bills to avoid being evicted.
A performing loan is one on which the borrower has traditionally made timely payments. Performing payday loans are ones that are usually paid within the loan terms. Loans with payments that are fewer than 90 days late may occasionally be deemed as performing. You can sell such loans much faster and ask for higher bids because your credit history is not spoiled with them.
Non-performing payday loans are overdue. They can be sold by banks to other banks or investors. As a rule, these loans are bundled up and sold at a discount, so be ready to charge less than planned.
Community Facility District (CFD) is run by local governments in the United States to fund public infrastructure and services in new or developing communities.
The second lien is a loan that is secured by a property, but has a lower priority than the first mortgage.
This is equipment that is used in the operation of a commercial property, such as machinery, vehicles, tools, and other assets that are necessary for the day-to-day operations of the property.
Real estate commercial property is typically occupied by businesses, and the property owner is receiving regular cash flow from the property. Non-performing RE is not leased and does not generate income.
Residential real estate is typically located in residential neighborhoods. They are intended for living purposes and are not used for commercial or industrial activities. It includes single-family homes, townhomes, condominiums, and apartments.
Typically, banks sell Payday loans to collection agencies that try to collect as much money as possible. You may ask, “Why can’t I sell my loan directly to collectors?”. This strategy has a few drawbacks:
On top of payday lenders’ interest, collectors charge extra trying to earn as much as they can.
Pretty often, agencies become very aggressive in pursuit of payouts: debt owners receive calls and messages with threats, which is very stressful.
Collectors may initiate legal proceedings, complicating the business’s financial situation even further.
So if you don’t want to overpay and stress over communicating with collectors, sell your payday loan online – Debexpert can make this process simpler than ever before.
Sell Payday loansOnce you sign up on Debexpert, consult a dedicated sales manager: find out how much you can charge for your loan.
Request Portfilio AnalyticsPrepare a masked file (a file that lists all accounts that you want to sell). If you need to sell an entire portfolio, break it down into pools, locations, and states of delinquency.
Ensure the availability of original documents of loan contracts (ideally, they should be stored in electronic form).
Prepare the Purchase Sales Agreement that describes the terms of transaction closing, transferring documents, and obligations of the seller and buyer.
Prepare a Seller's Questionnaire that describes the major characteristics of the portfolio to be sold.
Once you start receiving offers, conduct debt buyer due diligence to find the one with a trustworthy reputation and optimal bids.
Here are the recommendations to help you sell your real estate loan at its maximum cost:
Selling your real estate loan is a quick and easy procedure with Debexpert.com that only requires six basic steps:
View a selection of Debexpert portfolios from various states and cities.
View portfolioSelect an entire portfolio or pick the options that you want. Describe your offer in detail and get instant notifications in case of seller’s reply.
No need to leave the comfort of your home – buy rental portfolios online. Use our built-in messenger to keep in touch with the seller and discuss details. We will assist you with making the deal and completing the transaction – all you need is to connect your dedicated manager.
The borrower can’t send his debt to a third party.
When a house is bought on a promissory note issued by the house buyer with the seller/lender, it is known to be a note deal in real estate. Here, the buyer borrows money from the house seller/lender to pay for the space.
A mortgage or real estate note is issued when a house is a collateral in the loan taken through a promissory note. Such a note can be sold to a buyer. Any company or institution following the due diligence of debt investment can buy these mortgage notes. They are called real estate buyers.
Yes. The promissory note can be sold to another party. However, the trade must take place before the note expires.
In reality, it usually takes between 30 and 60 days for a real estate transaction to conclude, with an average of 47 days. Every county, state, and the lender has its own processes and deadlines. Using Debexpert platform this process takes 5-6 days.
Investing in real estate notes is not without danger. These dangers include the potential for the homeowner to stop making loan payments, which could result in financial loss for the investor in the note. The investor can suffer financial loss if the property is put up for auction and sells for less than they paid for the note.
We recommend considering Note Yield as the most complete metric for a note investment.
Note Yield is an analysis of the return on a note investment measured in percentage.
RATE function in Excel shall be used to calculate note Yield.